At the University of Scranton, in the late 80s, Rugby was a club sport. The Seniors trained us, and we had no coach.
Healthcare is more complicated than Rugby. (Except in NZ, where socialized medicine is more effective than the All Blacks. LMAO!) Therefore, you need a healthcare coach.
These advocates can save you thousands of dollars. Get one.
Don't be that goofball college club that could only win the third half.