Your Doctor is an Idiot...when it comes to Insurance, at least...

I'm finding a SAD trend in health insurance claims.

Rugby players get hurt.  They go Doctors and ERs and such.  They pay a co-pay, or some money down towards a deductible.  Then, the medical service provider "codes" what was done to the Wee Winger.

The Medical Service Providers are NOT coding correctly considering the new LAWS for health insurance. 

Example:  Preventative care is now fully covered bc of Obamacare.  However, Doc offices are "coding" it under the old system, leaving huge bills for the patient.

Certain exams are to be covered completely, but the Medical Service provider usually does NOT code correctly.

Remember, the Insurance company is NOT incented to REcode your medical bills. 

Ergo, either you get it done, or you pay the difference.

Idiots abound.  Don't be one of them.  Take an ACTIVE part in your health, health care, and health insurance.  Remember, if we go to an all gov't system, imagine trying to get money out of them for an MD's mistake...

Coding and Preventive Care: Kinda like the Laws of the Ruck

Okay, so who can explain to me what a "Ruck" is? 

Silence...  Why?  Because it depends on the Refs feelings that day.  Richie McCaw is a PRIME example of bending the Law.

So, Obamacare made all preventive care FREE.  So, why are MDs and Hospitals mis-coding (that's the magic number they place on the bills, so that the insurance company knows what to pay...) preventive care?  Balance billing? 

Or, maybe they don't see the Law that day.

Remember, unless YOU take an active role in your health care and health insurance, you will get Popped for bills you legally don't deserve.