There's a great scene in the movie "North Dallas Forty" where, on a post-game Sunday Morning, Nick Nolte's character uses an "over the corner" drug to alleviate his pain. Why is this drug illegal while Big Pharma promotes Vioxx with little consequence?
Luckily, my Chiro discovered a frightening statistic: Big Pharma spends twice as much on advertising than on Research and Development. I have blogged before that ridding the health insurance and gov't subsidy on Big Pharma would lower healthcare costs and health insurance premiums.
Rugby players use pain killers, anti-inflammatory drugs, and supplements like glucosamine/chondroitin for their joints. (And Beer.) An HSA allows these expenses to be tax deductible. (Not Beer.) However, as long as you are tied to Employer sponsored health insurance, you'll be forced to spend extra money and be limited to drugs pushed by Big Pharma.
Remember, Big Pharma doesn't make money on cures, but on maintaining the status quo of your condition, thus requiring regular purchases.
So next Sunday, post-match, as you cringe and creak out of bed, remember to take care of yourself First! Get the care you need, and don't spend federal and state tax on top of that money. You deserve more Beer, even on a Sunday morning.