I'll bet beers to boots that you have no freakin' clue what your insurance plan covers.
Why?
You will get hurt playing Rugby. You will use a medical service provider. You will file a claim.
Do you only play on Saturdays, or do you train your ass off Tuesday and Thursday nights?
Mmmmmmm?
Determining what your plan covers is a simple email to your HR person or broker. Copy and send this: "Hey, if I twist my knee playing Rugby, what happens after that with my insurance?"
Boy scouts say "Be prepared."
Rugby players scream "With You!"
Are you with You?
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