Are these Rugby Teams? Leagues?
BOP: Business Owner's Policy, the standard slip and falls gig.
MPL: Miscellaneous Professional Liability, the standard Errors and Omissions Policy, like Malpractice.
Important distinctions for those out there running businesses. Rugby players tend to be A-type, aggressive personalities. Entrepreneurship, like running from inside your 22m line, requires the leather balls of a Rugby player.
Which one do you need for your business? I don't know...let's talk.