We Californians...so good at telling people how they should live their lives, but, of course, we discriminate like the rest of them.
We don't even have the courtesy of being frank about it. Lip service to an ideal...
Solution: OWN your health insurance. Don't take Employer sponsored benefits. CA laws allow domestic partnerships on individual/family health insurance.
Take control. No one else will do it for you...even in California.