I've been quoting Business Auto. Most of the time, the Coverage for Uninsured Motorist (and Underinsured Motorist) is too LOW. Why?
Premium-wise, it's not expensive coverage to add. And, UMPD (Uninsured Motorist Property Damage) can help you with lost wages, and pain and suffering.
I know the auto market for insurance is super soft, but agents and brokers should know better than to leave this area so exposed. Dumbasses!
Well, that just means more clients for me!