A client broke his wrist. He thought he only sprained it.
Well, since he didn't go immediately to the ER, he's gonna have a shitty time convincing the insurance companies that the injury falls under accidents.
I know I push the Accident Medical Plan a lot, but this is more important. You can't get kicked out of an Emergency Room. Doesn't happen.
So, please, please, pretty please....go the fucking ER if you're hurt playing Rugby.
(Client or no, call me and I'll walk you thru the claims process. It sucks.)
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