Why a Rugby Player needs an Insurance agent?

You go to the ER with a split open eyebrow, or worse, a torn ACL.

3 weeks later you get the bills. Was the doctor, anesthesiologist, or physical therapist "in network?"

Now the state of California is trying to help you with that, but such a change will take years to go into effect because the gov't moves at the speed of smell.

An agent can cut through all this crap. Buy your own health insurance through an agent you can trust. Or, at least, punch in the face.