Don't Ruck without Insurance....IE, don't be an idiot.

Your employer doesn't provide health benefits, then go work here.

Rugby players tend to be a younger population. This does not correlate well with the gap of uninsureds for young adults. Why do Rugby Players, of all young adults, risk their limited finances?

If you play Rugby without health insurance, you're an idiot.

If you're poor, that's okay. I can get something on you for less than $50 a month, in most states. Rugby Insurance is not that hard to get or pay for. Thank God you're not poor in India.

There are solutions. Obviously, I'm market-reform centered. I'm mulling over how to fund the big Scrum needed to fix our immediate problems. More on that later...