What you give up when deciding on a "Style of Play"...

If you're team is big and unfit, you'll keep the ball tight to the forwards, lot's of pick'n'goes and mauling, and very little kicking.

My team is the opposite. We're bloody tiny, but fit. Super, silly fit. So, we sling the ball from touch line to touch line, and pin teams in the corners with kicking and swarming pressure.

By assessing, honestly, our assets, we chose that style over the slower, fat ball.

In Health Insurance, you get to pick 2 aspects of 3 factors:

1. It's FAST
2. It's CHEAP
3. It's GOOD

(I first learned about this from my Disability Insurance manager over at the Norcal Guardian office. I read up on it again today on InsureBlog.)

You want FAST and GOOD Health Care? That won't be ChEAP.

You want GOOD and CHEAP? Expect to wait....

Etc. etc.

Example: For someone under 30, and HSA qualified plan will be about $100 bucks a month. Cheap, but you're on the hook until the deductible is satisfied.

If you want Bells'n'Whistles, that premium could easily triple, or quadruple. Again, FAST and GOOD, but expensive.

So as you assess yourself as a player, how do you assess yourself financially to buy Health Insurance?