Here's a great trick to get the sick person in your family covered, while getting the family covered too!!!
Carve 'em out!
Take two apps. 1 on the family minus the sick one. 1 app on the sick one. The family should be cool, and the 1 sick person will get declined.
And that's good!
Why?
Because now the FAMILY has insurance, and the declined person can start looking into State programs for the Uninsurable.
Coverage is out there. Find an agent who gives a shit, and call them.
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