Friday, October 30, 2009

"What goes on Tour, stays on Tour..."

The above cliche', coupled with "Never underestimate the Stupidity of your Mates" (The Naif), are mantras every Rugby player knows.

I send teams and clubs on tour all the time. The confusion comes from the difference between Flight insurance and Travel Insurance.

Flight insurance only covers the FLIGHT!!!! Not the stuff in between. IE, the Rugby matches your playing, the trainings, and the stuff you do when you're drunk on foreign beer, and you think it's a good idea at the time...

Rates for overseas travel insurance are relatively cheap, because they are indemnity policies for accidents and injuries. The rates are based on country of origin, country of destination, coverage levels, and adding a Hazardous Sports Rider.

The key point: adding a Hazardous Sports Rider.

Rugby is a Hazardous Sport. Well, at least for everybody but the Flyhalf...

Anyway, I like WorldTrips because of recent experience in Ireland. Two clients were injured in the Bingham Cup, and both came away with benefits paid. Very nice.

I can discuss your tour anytime.

Of course, what happens on that tour, stays on that tour...

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