Would you sell life insurance to an astronaut?
Apparently, neither would NASA.
But, if you have ANY financial impact on a loved one by your mere existence, then you need some life insurance. Without getting into types and face amounts (The amount of money the people still alive get, tax free by the by...), you should know that LI is super cheap, especially online. A rated or better company should be fine...
Hat Tip: Insureblog.blogspot.com