The insurance companies wrote the law KNOWING that they'd drop child only policies.
Because SCHIPS, a Fed and State funded program for kids without insurance will write child only policies.
Because they must.
Is anyone paying attention? Obamacare was written by the insurance companies so that your health insurance can go the way of a small amphibian hocking lower prices on TV.
What to do?
If you have a child, and can't add them to an existing policy, then apply for your state's SCHIPS program.
This is only the beginning of the unforeseen consequences of regulation...